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Eligibility and Requirements for Unemployment Insurance

Unemployment Insurance (UI) is a program that provides financial assistance to individuals who lose their job due to circumstances beyond their control and through no fault of their own. To qualify for benefits under this program, individuals must meet the requirements specified in the New Jersey Unemployment Compensation Law. These requirements determine whether claimants have experienced a valid reason for unemployment and have earned the minimum required by law in recent earnings. Those who qualify may receive benefits for a maximum of 26 weeks within a year.

Once approved to receive benefits, beneficiaries must meet additional requirements to continue receiving benefits. These include being able to work, actively seeking employment, being available for work, and not turning down suitable job offers. Certain professions, such as school employees and business owners, may have specific requirements, and people who are self-employed and do not pay for Unemployment Insurance through their wages may not be eligible.

Claimants must also certify weekly to receive benefits and attend scheduled appointments with the Division of Unemployment Insurance. Proof of work search efforts is required, and contacting employers by phone, mail, internet, or in-person meetings is considered reasonable effort. Being available for work means being ready to start immediately, having access to transportation, and not having personal reasons that prevent employment. Rejection of a suitable job offer may result in a denial of benefits for the week of the rejection and the three weeks following. The definition of a “suitable job” can vary based on skills, location, and previous salary. As the period of unemployment lengthens, it may be necessary to be more flexible in accepting different job offers.

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