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New Jersey Temporary Disability Insurance

New Jersey Temporary Disability Insurance

Temporary Disability benefits can partially replace your wages if you have to stop working due to a physical or mental health condition or other disability not related to your job, including pregnancy/childbirth or COVID-19.

Most New Jersey employees qualify

To be eligible for help, you must:

  • Have earned at least $12,000 total or $240 weekly for 20 total weeks of employment in the 18 months
    before the start of your claim;
  • Stop working due to illness/injury that is not caused by your job; Y
  • Under the care of a licensed medical provider.

For work-related disabilities, visit myleavebenefits.nj.gov/workrelated.

Apply for benefits online at myleavebenefits.nj.gov

It is your responsibility to ensure that all of this information, including part of the medical provider, is sent to the Division of Temporary Disability Insurance.

If you plan ahead, you can start the application up to 60 days in advance and save it as a draft. save it as a draft. Once you start your license, you must go back to your draft to certify and submit your application. If you apply after your license begins, you have 30 days from your first day of license to apply.

It can take two to six weeks to approve a claim and pay benefits, once we have a complete application.

Receive 85% of your average salary, up to $993 per week

Your medical provider certifies how long you need to recover from your medical condition, up to a maximum of 26 weeks. After you start receiving Temporary Disability benefits, we may require you to provide proof of your continuing disability in order to continue receiving benefits.

Learn how you will be paid at myleavebenefits.nj.gov/yourpayment

Insurance of Temporary Disability for recovery from pregnancy/childbirth

Temporary Disability provides financial benefits to pregnant mothers when they need to stop working before giving birth and while they recover. Parents can go directly from Temporary Disability to bonding benefits, also known as Family Leave Insurance. More information in myleavebenefits.nj.gov/maternity

Temporary Disability Insurance for COVID-19

If your health care provider certifies that you are unable to work because you are at high risk for COVID-19 due to an underlying condition, you may be entitled to temporary disability insurance for COVID-19.

Covered Employers and Employees

employers they must participate in the State Temporary Disability Insurance plan and deduct their payroll taxes for it, or provide a private plan. The federal government is exempt and it is optional for local governments (for example, counties, municipalities, and school districts). Generally, employees who work a significant amount of time outside of NJ are not covered, but it is recommended that they apply to find out if they are eligible.

If you are covered by a private plan, your employer's insurance company is responsible for processing and paying benefits on your disability claim. Contact your employer for more information about your coverage and to get an application.

employment protection

Temporary Disability Insurance is a wage replacement program and does not provide employment protection. However, your job may be protected by the Federal Family and Medical Leave Act (FMLA), which is separate and that is enforced by the United States Department of Labor. In general, companies with at least 50 employees are covered by the FMLA and must provide up to 12 weeks of job-protected unpaid medical leave. It is possible thatf you take leave under this law, you must notify your employer. 

Also, if an employer retaliates against you for taking or attempting to take Temporary Disability benefits, tYou have the right to take private legal action.

For more, please visit myleavebenefits.nj.gov/jobprotection

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